Privacy Policy Notice | Bath Savings Trust Company
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rev. 12/2010

Privacy Policy Notice

What does Bath Savings Trust Company do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Transaction history

  • Assets and Risk Tolerance

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bath Savings Trust Company chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information
Does Bath Savings Trust Company share?
Can you limit this sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes — to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes — information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes — information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share


Questions: Please call 866-670-7517

Who we are

Who is providing this notice?

Bath Savings Trust Company


What we do

How does Bath Savings Trust Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We maintain policies that restrict access to non-public personal information to employees who need to know.

How does Bath Savings Trust Company collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Pay your bills

  • Direct us to buy securities or Direct us to sell securities

  • Seek advice about your investments

We also collect your personal information from other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes — information about your creditworthiness

  • Affiliates from using your information to market to you

  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Bath Savings Trust Company has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Bath Savings Trust Company does not share with nonaffiliates

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Bath Savings Trust Company does not jointly market


Investment products are not insured by the FDIC, are not deposits or obligations of the Bank, and are not guaranteed by the Bank. Investment products are subject to investment risk, including the possible loss of principal. Past performance is not an indication of future results.