List of Service Fees
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Photo of Damariscotta - one of nine Bath Savings branch locations in Maine

Service Fees

ATM/Debit Card Fees

Bath Savings ATM

no charge

All Others

$1 per transaction


no charge

Card Replacement


Certified Check



$10 per item

Early Account Closure
(within 90 days)


Electronic Banking Services

Personal & Business Online BillPay

$5 per month*

* No charge with eStatements (per item charges still apply)

ACH Transactions

$6 per file and $.08 per item
$1.00 per returned item

Foreign Currency Services

Foreign Currency (buy or sell)
(Plus other applicable fees)


Foreign Draft Purchase
(Plus other applicable fees)


Overnight Delivery


Special Collections

$50 + Drawee bank charges

IRA Transfer Fee to Another Source


Legal Processing

Writs, Summons, Levies, etc.


Loose Coin Verification


8% of total coin

Money Order/Treasurer’s Check

(Customer only, with savings deposit/withdrawal)


no charge



Night Deposit Bag Replacement


Non-customer Check Cashed


Overdrafts (by check or in person withdrawal)

Checking or Savings

$28 per item

Partial Release of Mortgage

Processing Fee



$15 per hour

Replace Lost Passbook



$15 per hour

Returned Deposit Items

$8 per item

Safe Deposit Boxes

cost based on size

Box Key Replacement


Box Drilling

cost + $25

Signature Guarantee


Packard NOW Account Customer

no charge

Special Request Statement


Stop Payment


Wire Transfer



Incoming, Customer

no charge

Incoming, Non-customer




If you have a dispute with your financial institution regarding your deposit account, contact the financial institution’s consumer complaint representative or department and attempt to resolve the problem directly with the financial institution. If the financial institution fails to solve the problem, write a letter detailing the problem and the resolution you are seeking to: Consumer Outreach Program, Bureau of Financial Institutions, 36 State House Station, Augusta, ME 04333. The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the results of the investigation.

Effective: June 2016