Privacy Statement | Bath Savings Institution
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rev. 12/2010

Privacy Policy Notice

What does Bath Savings Institution do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income

  • Account Balances and Payment History

  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bath Savings Institution chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information
Does Bath Savings Institution share?
Can you limit this sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes — to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes — information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes — information about your creditworthiness

No

We don’t share

For non-affiliates to market to you

No

We don’t share


Questions: Please call 1-800-447-4559

Who we are

Who is providing this notice?

Bath Savings Institution


What we do

How does Bath Savings Institution protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We maintain policies that restrict access to non-public personal information to employees who need to know.

How does Bath Savings Institution collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Apply for a loan

  • Apply for financing or Make a wire transfer

  • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes — information about your creditworthiness

  • Affiliates from using your information to market to you

  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Bath Savings Institution has no affiliates

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Bath Savings Institution does not share with non-affiliates

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Bath Savings Institution does not jointly market

Privacy Statement

BSI may collect and store information about your visit to our website. To collect this information, our web server may write a “cookie”. “Cookies” are used for many purposes: to enhance customer convenience (for example, to store passwords and log on IDs so the customer does not have to enter this information every time) and to track customer activity on the website for informational purposes. We collect anonymous aggregated site-visitation statistics to measure the effectiveness of our advertisements and web site. We also utilize cookies for advertising purposes. Please see the Interest-Based Online Advertising section below for more information.

The type of information we may collect using cookies includes:

  • The traffic on our web site and average time spent on each page.
  • The number of first time visitors and return customers to our website.
  • The type of Internet browsers, such as Internet Explorer or Firefox that our visitors use.
  • The IP Address (A numeric address given to computers connected to the Internet).

If you are uncomfortable with our use of cookies, you may set your browser to refuse cookies or to alert you when and by whom cookies are being written to your hard drive. Instructions on how to do this are included in your Internet Browser software. If you do allow cookies, you should understand that Bath Savings Institution will at all times treat the information supplied with the same security and privacy protection as any other customer information we receive.

Visitors may elect to provide us with personal information via email or form submission. This information is used internally, as appropriate, to handle the sender’s request. It is not disseminated or sold to other organizations. Note, however, that email is not a secure method of transmission.

Interest-Based Online Advertising

This section of our Privacy Statement provides details about interest-based online advertising (also called “targeted advertising”, “remarketing”, or “behavioral advertising”) and your choices with respect to this type of advertising.

We use third-party audience data such as age, gender and interests to better understand the behavior of our customers and work with companies that collect information about your online activities to provide advertising targeted to suit your interests and preferences. For example, you may see certain ads on this website or other websites because we contract with Google and other similar companies to target our ads based on information we or they have collected, including information that was collected through automated means (such as cookies). These companies also use automated technologies to collect information when you click on our ads, which helps track and manage the effectiveness of our marketing efforts.

You may opt out of the automated collection of information by third-party ad networks for the purpose of delivering advertisements tailored to your interests, by visiting the consumer opt-out page for the Self-Regulatory Principles for Online Behavioral Advertising at http://www.aboutads.info/choices/ and edit or opt-out your Google Display Network ads’ preferences at http://www.google.com/ads/preferences/. Because those opt-out and preference control pages are specific to the individual browser used to visit it, and because that page is not operated by Bath Savings Institution, we are unable to perform the opt-outs on your behalf.