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Maine Mortgage Loans

At Bath Savings, service makes the difference. Whether you’re looking for a land or construction loan, or financing for your mortgage, our knowledgeable lending team will lead you step-by-step through the mortgage loan process. And because we service our mortgages* ourselves, you’ll always have someone you can talk to.

Apply Now!

Apply for a mortgage or home equity loan online today. It’s convenient, secure and easy. Your home loan can be approved online in minutes.

Home Loans

Land Loans

Construction Loans

Discover great home loan tools like our Rate Watch that alerts you to rate changes, and our mortgage calculator that helps you make the decision that’s right for you. Plus enjoy a free checking account with your first Bath Savings mortgage loan.

Construction and Land Loan Specialists

As a primary lender of land loans and construction loans in Mid-Coast and Southern Maine, we understand the complexities of building projects and the need to be flexible when working with a builder. Your new home building project will be in good hands with Bath Savings.

Affordable Maine Home Loans

Talk to our friendly team of lenders about our many affordable housing programs. Our lenders know the best financing opportunities to take you from renting to owning.

  • Maine State Housing Loans*
  • MSHA/Rural Housing Development (RHD)
  • VA/FHA and other government programs

Home Equity Builder Program

Our Equity Builder Program helps moderate and low income home buyers. Grants of up to $15,000 are available for everything from down payment and closing costs, to rehab costs associated with their purchase. More good news: We don’t charge a processing fee with this program. Plus, other fees are reduced or even waived.

This program is not restricted to first-time home buyers, but you may not own another home when you apply. Your household income must be at or below 80% of the area median income as defined by HUD. Contact us to learn more and see if you qualify.

Call 1-800-447-4559, email, or stop by your local branch to discuss the lending option that’s best for you.

* Maine State Housing loans are not serviced by Bath Savings.