Maine Personal Loans: Home, Student, Auto & Marine
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Personal Loans

At Bath Savings, we understand that every customer and every situation is unique. That’s why we take the time to understand your specific needs. A member of our knowledgeable lending team will guide you through the entire process from application to servicing. When you get a personal loan at Bath Savings, it stays at Bath Savings.

Apply Now! Apply today! With good credit and automatic payment from your BSI deposit account you may qualify for even lower rates.

View Our Current Rates

Auto Loans
Loan
Max Term
Rate
APR*

NEW

36 months

3.890%

4.056%

NEW

48 months

4.040%

4.166%

NEW

60 months

4.190%

4.292%

NEW

72 months

4.390%

4.476%

2013-2015

36 months

4.140%

4.393%

2013-2015

48 months

4.290%

4.483%

2013-2015

60 months

4.440%

4.596%

2010-2012

36 months

4.790%

5.044%

2007-2009

24 months

7.000%

7.376%

Boat Loans
Loan
Max Term
Rate
APR*

$5,000 - $10,000

48 months

7.125%

7.322%

$10,001 - $25,000

60 months

6.250%

6.409%

$25,001 - $50,000

120 months

6.000%

6.084%

$50,001 - $100,000

120 months

5.750%

5.834%

Other Loans
Loan
Max Term
Rate
APR*

Secured Fixed Rate

60 months

12.000%

12.168%

Deposit/Stock Loans
Loan
Max Term
Rate
APR*

Savings Secured

120 months

3.100%

3.180%

CD Secured

120 months

4.000%

4.081%

Stock secured - 1 yr or less

12 months

4.500%

5.211%

Stock secured - >1 yr

11 months

5.500%

5.583%

BSTC Stock secured - 1 yr or less

12 months

4.000%

4.710%

BSTC Stock secured - >1 yr

11 months

4.500%

4.582%

Rates effective: Mar 7, 2017. Rates are subject to change at any time.

Call 1-800-447-4559, email, or stop by your local branch to learn more about our Personal Loan products.

* Annual Percentage Rate (APR) is calculated using a $10,000 loan amount and includes an origination fee. Actual rates, fees and terms are based on those offered as of the date of application and are subject to change without notice. The actual interest rate and fees available to you will be based on your credit history and may be different from the rates shown here.

*** Eligibility requirements apply.