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Student Loan Consolidation

Refinance or consolidate your student loans — we’re here to help!

Combine multiple student loan payments into one easy payment, or refinance a high-interest rate student loan. Bath Savings offers FAME-based lending solutions with competitive rates and fees and can customize a payback solution that fits your needs.

Am I eligible?

  • Must be a Maine resident or have attended a Maine college, university or high school.
  • Must meet credit standards (with or without a co-applicant).
  • Must have a minimum of $10,000 in student loans that you are looking to consolidate and refinance.

How much can I borrow?

  • Minimum loan amount: $10,000
  • Maximum loan amount: $240,000

When do I need to start repaying my loan?

Payment of principal and interest begins immediately. There is no deferment should you decide to go back to school, so be sure to consider carefully if now is the right time for you to refinance your student loans.