BSI may collect and store information about your visit to our website. To collect this information, our web server may write a “cookie”. “Cookies” are used for many purposes: to enhance customer convenience (for example, to store passwords and log on IDs so the customer does not have to enter this information every time) and to track customer activity at the website for informational purposes. We collect anonymous aggregated site-visitation statistics to measure the effectiveness of our web site. The type of information we may collect includes:
- The traffic on our web page and average time spent on each page.
- The number of first time visitors and return customers to our website.
- The type of Internet browsers, such as Internet Explorer or Firefox that our visitors use.
- The IP Address (A numeric address given to computers connected to the Internet).
Visitors may elect to provide us with personal information via email or form submission. This information is used internally, as appropriate, to handle the sender’s request. It is not disseminated or sold to other organizations. Note, however, that email is not a secure method of transmission.
Protecting the privacy of consumers is important to Bath Savings Institution and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Bath Savings Institution employees for collection, use, retention, and security of nonpublic personal Consumer information.
“Consumer” means an individual who obtains or has obtained a financial product or service from a bank that is to be used primarily for personal, family, or household purposes, or that individual’s legal representative.
What Information We Collect
We may collect “nonpublic personal information” about you from the following sources:
Information we receive from you on applications or other forms; Information about your transactions with us or others; and Information we receive from third parties such as consumer reporting bureaus.
“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.
What Information We Disclose
We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with companies related to us by common control or ownership (“affiliates”).
We are permitted under law to disclose nonpublic personal information about you to “non-affiliated third parties” (i.e. third parties that are not members of our corporate family), in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
Our Security Procedures
We also take steps to safeguard customer information. We maintain policies that require restrictions on access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Our policies provide that employees who violate these standards are subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.