Photo of Falmouth harbor - one of nine Bath Savings branch locations

Mortgage loans serviced in Maine

At Bath Savings, service makes the difference. From fixed and adjustable rate mortgages to home equity loans and VA, FHA, and MSHA loans, we work with you to design the custom lending option that’s right for you.

And because we service our mortgages* ourselves, you’ll always have someone you can talk to. Start here to check out today’s rates — you can even apply online. To learn more about our many other affordable mortgage options contact a member of our lending team.

Discover great tools like our Rate Watch that alerts you to rate changes, and our online calculators that help you make the decision that’s right for you. Plus enjoy a free checking account with your first Bath Savings mortgage.

* Maine State Housing loans are not serviced by Bath Savings.

Construction and Land Loan Specialists

Your new home building project will be in good hands with Bath Savings. We also provide loans for land and second homes.

Mortgage Lending Team

Sherry Y. Tremblay, Executive Vice President

Sherry Y. Tremblay, Executive Vice President Sherry Tremblay has over 36 years experience in all areas of banking, including branch management and administration, retail and commercial lending and lending administration. She originally joined Bath Savings in 1987 as assistant vice president and manager of the new branch office in Brunswick, and set the standard for customer service as manager until 1993.

She has led the bank in exploring innovative products, and her community approach to banking has been essential to the expansion of those products and services at Bath Savings Institution.

In her position as Executive Vice President of Retail Lending, she continues to guide retail banking and retail lending at the bank, always keeping in mind the bank’s mission of “exceptional service without exception.”

Sherry is currently a corporator of Mid Coast Hospital, Chairperson for the Maine Bankers Association Retail Lending Committee, and Trustee for the Alfred M. Senter Fund. She was also past president of the Maine State Music Theatre Board and previously served on many non-profit boards including the United Way of Mid Coast Maine, Curtis Memorial Library and the Brunswick Chamber of Commerce.

Sherry is a graduate of the New England School of Banking at Williams College. She and her husband Russ live in Brunswick and are parents of one adult son.

“At Bath Savings, we don’t just serve the community – we’re active participants in it,” Sherry says. “There’s nothing we love more than bringing our passion and support to the many organizations that work tirelessly to enrich our towns and our lives.”

NMLS Loan Originator ID – #458724

Lynda Bernier, Vice President

Lynda Bernier, Vice President Lynda Bernier began her banking career at Bath Savings Institution in 1987 as one of the first employees at our brand new branch in Brunswick. For nearly 25 years Lynda has gained expertise in the field of mortgage lending. A former real estate professional, she quickly became an expert in lending. During the 1990’s Lynda was the manager of the bank’s loan processing department and eventually returned to Brunswick as the Vice President of Mortgage Lending. Her expertise in bridge financing, construction lending, and jumbo loans has made her the one to call for any complex situation.

A graduate of Brunswick High School, she serves on the Board of the Cathance River Education Alliance. Lynda trains and shows Shetland Sheepdogs. She has won first prize not once, but twice, at the National American Shetland Sheepdogs Association’s Dog Show. She and her husband Stan live in Topsham. They are parents of an adult daughter.

NMLS Loan Originator ID – #458706

Rebecca Chandler, CONSUMER LENDER

Charles Miller, Consumer Lender Rebecca Chandler started her career at Bath Savings in 2008 as a teller in Yarmouth. With her strong customer service skills she was promoted in 2010 to the role of Customer Service Representative. She then moved to our Brunswick branch where she was nominated for, and won, the 2011 CSR award. In 2013 Rebecca was welcomed back to Yarmouth after being promoted to her current position as a Consumer Lender.

Rebecca is a member of the Cathance River Education Alliance Finance Committee, and has been a participant in The Bowl for Kids’ Sake for the past two years. Rebecca lives in Cumberland with her husband and three children.

NMLS Loan Originator ID – #1053666

Justin H. Dionne, Assistant Vice President

Justin H. Dionne, Assistant Vice President, Mortgage Lending Justin Dionne started his career at Bath Savings Institution in 2009 as a student intern in the loan department. He joined the team permanently in 2010 as a mortgage loan processor. Justin is now serving as a mortgage and consumer lender in our Bath branch.

He consistently looks for opportunities to help his community, but particularly enjoys working with Habitat for Humanity.

Justin graduated from the University of Maine at Orono with a B.S. degree in Finance and Management. He lives where he was born and raised, in Brunswick.

NMLS Loan Originator ID – #834636

Michelle Farrin, Assistant Vice President

Michelle Farrin, Assistant Vice President Michelle Farrin joined Bath Savings Institution in 2003 with over 10 years experience in retail banking and lending. Her first position at the bank was a post-closing reviewer. She was quickly promoted to a loan processor, and in 2006 became a mortgage lender working in the Damariscotta branch.

She is a member of the Lions Club in Damariscotta.

Michelle is a graduate of Husson College (now Husson University) with a B.S. in Business Administration. She and her family live in Round Pond.

NMLS Loan Originator ID – #458710

Betsy Harrington, Vice President

Betsy Harrington, Vice President Betsy Harrington, of Bath, joined Bath Savings in 1994 as a teller in the Brunswick branch. She was quickly promoted to customer service representative and became a dedicated mortgage lender in 1998. Betsy has extensive knowledge of first-time home buyers assistance programs and has led many seminars for Coastal Economic Development, Women, Work & Community and other non-profit aid agencies.

She currently serves on the Board for the Friends of the Zorach Fountain and was a loaned executive for the United Way of Mid Coast Maine in 1998.

Betsy is a graduate of Morse High School and the New England School of Banking at Williams College. She and her husband Mark live in Bath with their two sons.

NMLS Loan Originator ID – #458711

Jean Libby, Vice President

Jean Libby, Vice President Jean Libby joined Bath Savings in 2002 and is currently Vice President of Lending for the Falmouth region. She previously served as the Vice President and branch manager in Yarmouth and has over 17 years of banking experience.

Jean serves on the Board of the Yarmouth Chamber of Commerce and is the treasurer for the Yarmouth Senior Housing Board.

Active in the communities of Yarmouth and Falmouth, Jean resides in New Gloucester with her husband and daughter.

NMLS Loan Originator ID – #458714

Charles Miller, Consumer Lender

Charles Miller, Consumer Lender Charlie Miller grew up in Freeport Maine and graduated from Hobart College in Geneva, NY in 2009. Charlie began his banking career in the Boston area at Citizens Bank. He returned to his home state in 2012 and Bath Savings quickly saw his potential. He started at the bank as a teller in our Portland branch and is now a resident of Portland’s West End.

Although new to lending, Charlie is ready to work with customers to find the best solution to their lending needs. He enjoys helping with community volunteer efforts and most recently participated in the MS Walk, Bowl for Kids Sake, and the Relay for Life. Charlie is now serving as a consumer lender in our South Portland branch and is prepared to meet with you!

NMLS Loan Originator ID – #1053667

Candice Rinaldi, Vice President

Candice Rinaldi, Vice President Candice Rinaldi began her banking career at Bath Savings Institution in 1993 as a credit analyst. She has worked in many areas at Bath Savings including branch management, consumer and mortgage lending and credit analysis/commercial processing. Candice was the branch manager of both the Falmouth and Freeport Bath Savings’ offices before becoming Vice President of Mortgage Lending.

Candice serves as the treasurer of the Freeport Economic Development Corporation and volunteers her time as a basketball coach.

She graduated from Morse High School in Bath and went on to earn her Bachelor’s degree in Business Administration from the University of Southern Maine. Candice is also a graduate of the New England School of Banking at Williams College. She currently resides in Freeport with her husband and their two daughters.

NMLS Loan Originator ID – #458721

Elizabeth Rogers, Vice President

Elizabeth Rogers, Vice President Elizabeth Rogers joined Bath Savings in 1996 and is currently Vice President of Mortgage Lending for the Portland region. She previously served as assistant vice president and branch manager in Yarmouth and has over 20 years of banking experience.

Liz served as treasurer for the Yarmouth Senior Housing Board of Directors for seven years.

She is a graduate of America’s Community Banker’s School of Lending in Fairfield, Connecticut. A mother of three, Liz is involved in many youth activities. She and her family live in North Yarmouth.

NMLS Loan Originator ID – #458722

Tyler Zamore, Assistant Vice President

Tyler Zamore, Assistant Vice President, Mortgage Lending Tyler Zamore first joined Bath Savings as a Teller in the Yarmouth office in 2009. In 2011 he accepted the position of Customer Service Representative in the Brunswick office. His strong customer service skills and banking knowledge made him an ideal candidate for his present role as a mortgage and consumer lender in the Brunswick branch.

A Brunswick native, Tyler is a University of Maine honor student with a degree in Business Economics. He currently serves on the Red Cross Board; he is involved with Big Brothers and Big Sisters, and most recently spearheaded the Backpacks for Kids efforts in the Brunswick office. Tyler and his wife live in Brunswick.

NMLS Loan Originator ID – #834637

 

Call 1-800-447-4559, email, or stop by your local branch to discuss the lending option that’s best for you.