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Certificates of Deposit — Competitive Maine CD Rates

Our CDs offer stable investment growth, competitive rates and security for your principal. Innovative products like the No Penalty, Laddered and Opportunity CDs help you take advantage of the best rates available at any given time. Open your own CD online! It’s a feature of BSI’s Personal Online Banking service.

Some of Today’s Best CD Rates:

1 Year CD / IRA
15 Month Opportunity CD / IRA
54 Month Opportunity CD / IRA
The Nine Month No-Penalty CD

0.15%

APY

0.15%

APY

0.65%

APY

0.12%

APY

Complete List of Current Savings, CD and IRA Rates

Deposit at least $500 to open these accounts, unless otherwise indicated. You must maintain a minimum balance of $1 (unless otherwise noted) in the account each day to obtain the annual percentage yield. There may be penalties for early withdrawal.

Rates effective: Dec 12, 2014.

Standard CD & IRA Rates
Sneakers CD*
0.15%

APY

1 Year CD / IRA
0.15%

APY

6 Month CD / IRA
0.12%

APY

18 Month CD / IRA
0.17%

APY

2 Year CD / IRA
0.20%

APY

3 Year CD / IRA
0.35%

APY

4 Year CD / IRA
0.60%

APY

5 Year CD / IRA
0.85%

APY

5.5 Year CD
0.90%

APY

5.75 Year CD
0.95%

APY

Special CD & IRA Rates
5 Month Savers CD
0.12%

APY

15 Month Opportunity CD / IRA
0.15%

APY

30 Month Opportunity CD / IRA
0.30%

APY

54 Month Opportunity CD / IRA
0.65%

APY

The Nine Month No-Penalty CD
0.12%

APY

Laddered CD & IRA Rates
Laddered CD / IRA - 1 Year Rung
0.20%

APY

Laddered CD / IRA - 2 Year Rung
0.25%

APY

Laddered CD / IRA - 3 Year Rung
0.40%

APY

Laddered CD / IRA - 4 Year Rung
0.65%

APY

Laddered CD / IRA - 5 Year Rung
0.90%

APY

Savings Account & IRA Rates
Regular Savings Account
0.10%

APY

Super Savings Account
0.12%

APY

* Indicates $100 minimum deposit required.