Business Checking

As a business checking customer, you’ll enjoy these special Neighbor to Neighbor services:

• Online Banking for your business, including the convenience of Online BillPay
• Small Business debit card with no service fee at any BSI Automated Teller Machine
• Workplace banking services for your employees with free eChecking, Online Banking and other preferred benefits
• Lines of credit
• Participation in our Neighbor to Neighbor Gift Certificate program, if you choose
• Prompt three-day turnaround on your monthly statements
• Convenient drive-up hours, local office servicing and 24-hour night depository
• Visa/MasterCard™ depository services
• eStatements
• Safe deposit boxes at our local offices (based on availability)

This account is ideal for the business customer who has few transactions

• $25 minimum deposit to open the account
• No minimum balance
• No monthly service charge
• Free Online Banking and eStatements
• 100 free items, deposited or paid, per month *
• Business BillPay $5 per month, free with eStatements. Per item charges still apply

*.50 per item, deposited or paid after the first 100 items

This interest bearing account works well for a variety of businesses from sole proprietorships to non-profit organizations*

• $100 minimum deposit to open the account
• No minimum balance
• Free Online Banking and eStatements
• Interest** earned is credited on your monthly statement
• $7 monthly service charge, $.15 per check charge, $.10 per item deposit charge
• No monthly service charges with eStatements. Per item charges still apply
• Business BillPay $5 per month, free with eStatements. Per item charges still apply

* Partnerships and corporations see Commercial Checking account

** Interest is calculated from day of deposit to day of withdrawal. It is compounded monthly on a 365/365 day basis and credited on the statement date. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the full amount of the principal in the account each day.

Access accounts at home and away — with eStatements, online banking and BillPay

• $25 minimum deposit to open the account
• No minimum balance
• No monthly service charge
• Free Online Banking and eStatements
• eStatements required
• $.50 per check written after the first 50
• Free Business BillPay. Per item charges still apply

A checking account for a large corporation, partnership or a small family business

• $100 minimum deposit to open the account
• No minimum balance
• Free Online Banking and eStatements
• Earnings credits help reduce monthly service charges
• $7 monthly service charge, $.15 per check charge, $.10 per item deposit charge
• No monthly service charges with eStatements. Per item charges still apply
• Business BillPay $5 per month, free with eStatements. Per item charges still apply

A non-interest bearing business checking account with predictable fees

• $100 minimum deposit to open the account
• Minimum balance of $5,000 to avoid monthly service charge
• Free Online Banking and eStatements
• $.20 per item service charge after the first 100 deposited items and first 100 checks processed in a monthly statement cycle. If balance falls below $5,000, a $12 monthly service charge will be charged
• No monthly service charges with eStatements. Per item charges still apply
• Business BillPay $5 per month, free with eStatements. Per item charges still apply

A cost-efficient account for non-profit groups that are so important to our communities

• $100 minimum deposit to open the account
• No minimum balance
• Free Online Banking and eStatements
• Earnings credits help reduce monthly service charges
• No per item deposit charge, $.15 per check charge after the first 100 in monthly cycle
• No monthly service charges with eStatements. Per item charges still apply
• Business BillPay $5 per month, free with eStatements. Per item charges still apply